Michelle Andrews

Michelle Andrews appears in the following:

Someone could steal your medical records and bill you for their care

Wednesday, July 26, 2023

Consumers should know that medical identity theft can happen, whether from a large-scale breach or theft of an individual's data. The result could be thousands of dollars in medical bills.

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Over-the-counter birth control is coming. Here's what to know about cost and coverage

Wednesday, July 19, 2023

The recently approved contraception Opill should be available for consumers next year. It's not clear how or whether insurance will cover it. Here's what's known so far.

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$80,000 and 5 ER visits: An ectopic pregnancy takes a toll

Tuesday, October 04, 2022

A New York woman seeking to end a dangerous ectopic pregnancy in a fallopian tube finds the procedure more complicated and expensive than expected — even in a state with liberal abortion laws.

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Cancer screenings like colonoscopies are supposed to be free. Hers cost $2,185

Tuesday, May 31, 2022

Preventive care, like screening colonoscopies, is supposed to be free of charge to patients under the Affordable Care Act. But some hospitals haven't gotten the memo.

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Washington state retools first-in-nation payroll tax plan for long-term care costs

Sunday, April 17, 2022

The WA Cares Fund would help alleviate the financial burden of long-term care by providing workers a lifetime benefit of $36,500. The program was delayed while lawmakers addressed equity issues.

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Seniors are at high risk of COVID, but Medicare doesn't pay for rapid tests

Monday, January 24, 2022

The laws governing Medicare don't provide coverage for self-administered diagnostic tests, including rapid antigen tests. Here's how older adults can get free tests anyway.

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Contraception Is Free To Women, Except When It's Not

Wednesday, July 21, 2021

The Affordable Care Act requires most insurers to cover a comprehensive list of FDA-approved birth control methods at no cost. But insurers often make it hard for women to get the products they want.

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A $10,322 Tab For A Sleep Apnea Study Is Enough To Wreck One Patient's Rest

Thursday, May 27, 2021

The University of Miami Health System charged truck driver José Mendoza six times what Medicare would pay for an overnight test. He got trapped by his high-deductible health plan and sky-high billing.

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As Biden Reopens ACA Enrollment, Are You Eligible To Sign Up Or Switch Health Plans?

Monday, February 15, 2021

The federal insurance exchange, HealthCare.gov, has reopened for changes and new sign-ups until May 15. But states with their own exchanges have different rules. Here's what you need to know.

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ALS Patients To Gain Quicker Access To Disability Benefits And Medicare

Wednesday, January 20, 2021

Lou Gehrig's disease can take months to diagnose, then rapidly incapacitate patients, leaving many families bankrupt before disability payments and Medicare kick in. A recent law aims to change that.

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Think Your Health Care Costs Are Covered? Beware The 'Junk' Insurance Plan

Thursday, December 03, 2020

Whether you're looking for coverage online or through a broker, be sure to note the difference between a comprehensive health plan and a "junk" plan with limited benefits and coverage restrictions.

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Rule Change Gives Laid-Off Workers More Time To Sign Up For COBRA Insurance

Monday, July 20, 2020

People who lose their job-based health plan usually get 60 days to decide to continue it — and pay more — under federal rules. But a recent pandemic-related rule change allows more decision time.

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IRS Rule Shift Lets Workers Make Benefits Changes Midyear — If Their Employer Agrees

Friday, May 29, 2020

The new guidance amounts to a midyear open-enrollment period and applies to firms that buy health insurance to cover their workers as well as to those that self-insure — paying claims on their own.

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With Postmortem Testing, 'Last Responders' Shed Light On Pandemic's Spread

Tuesday, May 19, 2020

Coroners and medical examiners are starting to test for COVID-19 among those who die unexpectedly, including people who die at home. The process could help communities contain their outbreaks.

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Firms Seeking Top Workers Find They Can't Offer Only High-Deductible Health Plans

Tuesday, October 29, 2019

Big firms are again offering more generous health plans alongside or instead of policies with sky-high deductibles. Why? They need to do so to stay competitive and recruit top talent.

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Cigarettes Can't Be Advertised On TV. Should Juul Ads Be Permitted?

Tuesday, August 20, 2019

Though tobacco ads have been banned from TV for about 50 years, the marketing of electronic cigarettes isn't constrained by the law. Public health advocates consider that a loophole that hurts kids.

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Years After Sexual Assault, Survivors Hounded To Pay Bills For The Rape Kit Exam

Wednesday, July 10, 2019

Under federal law, people sexually assaulted don't have to pay for their medical forensic exams. Yet some have trouble getting the hospitals or collection agencies to stop dunning them for payment.

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Mired In Medical Debt? Federal Rule Changes Proposed For Bill Collectors

Wednesday, May 29, 2019

More than half of Americans contacted about an overdue bill said it related to medical debt. Some consumer advocates say newly proposed limits on debt collectors don't do enough.

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Medicare's Uncapped Drug Costs Take A Big Bite From Already Tight Budgets

Wednesday, March 27, 2019

Unlike many private health plans, Medicare has no cap on out-of-pocket expenses for prescription drugs in Part D. As the cost of specialty drugs rises, some Medicare patients owe thousands of dollars.

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New Mexico Eyes A 'Medicaid Buy-In' Plan To Insure More Residents

Monday, February 25, 2019

While some officials urge expansion of the Medicare system, several states are mulling a different way to ensure residents have affordable coverage: help them buy into a Medicaid-like plan.

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