Jay Hancock appears in the following:
Monday, December 15, 2014
Subsidies created by the health law to help workers buy their own coverage and steady increases in companies' insurance costs have made it easier for them to decide to discontinue health insurance.
Tuesday, November 25, 2014
Brokers and consultants have told large employers they could save money by shifting workers with expensive health conditions into insurance marketplace exchanges. Now that has been deemed illegal.
Wednesday, November 19, 2014
Even if your health insurance is provided by an employer, your plan may be changing quite a bit in 2015. Here's a guide to the questions you should keep in mind when looking over your options.
Wednesday, November 05, 2014
Many companies planned to offer health insurance without hospital coverage because it met requirements of a "minimum value" formula. But the Treasury Department says those plans aren't legal.
Friday, September 26, 2014
A federal calculator that companies use to certify whether their health insurance complies with the Affordable Care Act appears to bless plans without hospital coverage.
Friday, September 12, 2014
While there were increases in the second quarter of this year, they don't appear to be pushing the growth in health spending toward the painful levels of a decade ago.
Wednesday, August 13, 2014
These low-benefit plans are part of a strategy that lets workers and employers avoid health law penalties but may not provide substantial coverage.
Monday, August 04, 2014
Are we going back to the bad old days of big increases in health care spending or is the modest boost of recent years here to stay? It really depends on who you ask — insurers or hospitals.
Tuesday, June 24, 2014
Although medical costs will increase as the economy improves, the shift of expenses to workers by employers will help restrain the overall cost of care a little.
Wednesday, June 11, 2014
Greater hospital use by the newly insured might be caused by inadequate outpatient resources to treat mental health patients earlier and less expensively.
Wednesday, May 28, 2014
A recent IRS rule bars employers from offering workers tax-free subsidies to buy policies. But a company could still cancel its plan and leave workers to buy individual policies on the marketplaces.
Wednesday, May 07, 2014
Since most big corporations are self-insured, shifting even one high-cost employee out of the company plan could save the employer hundreds of thousands of dollars a year.
Wednesday, April 30, 2014
Government has been part of the business of medicine at least since the 1940s, when Washington began appropriating billions of dollars to build private and government hospitals.
Friday, March 07, 2014
Health insurers across the country have agreed to share information about how much new customers are costing their health plans. The figures will be used to calculate future rates.
Friday, January 10, 2014
Hospitals in Maryland would be financially rewarded for keeping people healthy and out of the hospital. The arrangement, once unimaginable, could serve as a model for containing hospital costs elsewhere in the country.
Thursday, January 09, 2014
Supplemental insurance plans shield millions of people from Medicare's deductibles and other out-of-pocket costs. Some health economists have criticized these so-called Medigap plans for inflating health care spending by encouraging people to seek care they don't really need.
Monday, December 23, 2013
Taxes have been part of health plan costs for decades, but they're not usually itemized on customers' bills. But a leading insurer in Alabama has calculated its customers' shares of taxes being paid by the company under the Affordable Care Act.
Wednesday, November 06, 2013
A likely change in obscure rules governing the Affordable Care Act could save unions a bundle. A fee that starts at $63 for each person covered by union insurance in 2014 would be waived if the administration proceeds as expected.
Thursday, June 27, 2013
Proponents of the health law liken the sign-up software to Expedia or Travelocity, where travelers can book flights and hotels. It may be more like TurboTax, escorting you through requirements and choices much more complex than whether you want a flight in the afternoon or the morning.
Friday, April 12, 2013
In many states the deadlines for companies to file their insurance for sale on new exchanges aren't until late May. Some states with early deadlines have no plans to disclose the rates anytime soon.