Benjamin Spoer

This January, either you or someone you know is probably trying to lose some weight. Either you or that person probably will fail. In fact, only 77 percent of people maintain their resolutions for a single week, and only 19 percent last two years (some claim ...

What if, the next time you went to the doctor, instead of a prescription for blood thinners you got one for cash? What if you walked out the door with $1,000 in your pocket instead of paying a copay?

This is the idea behind unconditional cash transfer programs, a new ...