Cardiff Garcia

U.S. Alphaville Editor, Financial Times

Cardiff Garcia appears in the following:

Consumer Financial Protection Bureau Lifts Restrictions On Payday Loans

Wednesday, February 27, 2019

The Consumer Financial Protection Bureau announced it will roll back Obama-era restrictions on payday loans, which can trap consumers in a debt cycle.

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TV Vs. Video Games: Who's Winning?

Tuesday, February 26, 2019

Both video games and television have radically improved in the past two decades. Have they also changed the way Americans spend their time?

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Payday Loans And Debt Traps

Monday, February 25, 2019

The Consumer Financial Protection Bureau announced payday regulations would be delayed. We look at the business of payday loans, and what it's like to get into a debt cycle with payday lenders.

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Unsung Economists #1: Sadie Alexander

Friday, February 22, 2019

Sadie Alexander was the first African-American to earn a PhD in economics. We think her contributions deserve another look.

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Why Americans Can't Quit Tipping

Wednesday, February 20, 2019

Tipping is ingrained in America's retail culture. And there's not much we can do to stop that.

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What Does "National Emergency" Actually Mean?

Friday, February 15, 2019

President Trump asked Congress for funds to build an extension of the wall on the border with Mexico. Congress refused, so Trump declared a national emergency. But what does that mean?

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Your Questions, Answered ❤️

Thursday, February 14, 2019

Today we answer listener questions about age discrimination; how work hours are counted; and whether the economy is running out of people to take jobs.

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The Strike That Changed U.S. Labor

Wednesday, February 13, 2019

The 1937 agreement between GM and the United Auto Workers union ushered in a period of strength for organized labor. Today, labor is nowhere near as powerful as it used to be. What happened?

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How Violence Limits Economic Activity

Monday, February 11, 2019

Economist Lisa Cook examined how race riots, lynchings, and segregation at the turn of the 20th century reduced the number of patents filed by African-Americans.

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Episode 893: Our Valentines 2019

Friday, February 08, 2019

We're back for our annual tradition: Channeling another year's worth of jealousy and self-loathing into a whole episode just for you. Happy Valentine's Day!

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India's Poverty Paradox

Wednesday, February 06, 2019

India's government has proposed a plan to pay some of the country's poorest farmers a guaranteed income. What would this mean for the country's economy?

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The Fed's Sweet Spot For Interest Rates

Tuesday, February 05, 2019

Federal Reserve Chair Jerome Powell says inflation isn't a problem right now, and that the short term interest rate, at 2.5 percent, is right where it should be.

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Cold-o-nomics

Monday, February 04, 2019

Parts of America are in the grip of a cold snap. Others are being drenched by rain. How do we measure the cost of extreme weather conditions? We called a scientist to find out.

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The Jobs Friday 5

Friday, February 01, 2019

Jobs: Is the economy creating enough of them? Are they paying more than they used to? Do people have the jobs they want? All this and more.

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For Georgia Farmer, The Trade Tariffs Are Personal

Friday, February 01, 2019

The trade dispute between the U.S. and China has economic impacts on both countries — including America's agricultural communities. A Georgia farmer's livelihood is on the front lines of the dispute.

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Lights Out For PG&E?

Thursday, January 31, 2019

How the once fairly-stable business of public utilities is changing.

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How To Price A Government Shutdown

Wednesday, January 30, 2019

The Congressional Budget Office estimated the economic impact of the longest shutdown in history.

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Globalization At Davos: What Happened?

Monday, January 28, 2019

The annual meeting of the World Economic Forum in Davos, Switzerland is supposedly an unabashed celebration of globalization. Not this year.

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The End Of The Shutdown?

Friday, January 25, 2019

The shutdown is over... for now. Today on the Indicator, we talk to one of the 800,000 formerly-furloughed federal employees about his experience of the shutdown.

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HAIL To College Access

Thursday, January 24, 2019

An economics experiment that streamlines the application and financial aid process for low-income students.

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