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As far as TIAA CREF, as him why people with a 403b at TIAACREF are not able to rollover their assets to better investments. They lock the assets down and hold your money hostage. Also the clown who called in and said he was a fee-BASED Fiduciary Advisor - Nice try. Fee based folks sell products. It is IMPOSSIBLE for you to be a fiduciary - you work on commissions. SEC and Sapiro are lost. You can't redefine what a fiduciary is. A fiduciary works SOLELY to provide UNBIASED advice to their clients. Check with NAPFA for a ruling.
20 and 30 year olds still plan to retire???
conde nast just cut their matching 401k grants along with lots of health benefits.
401ks had been a draw for toiling at a cube farm. for many people those incentives are now gone.
Like so many of my peers who have been out of work, I have had to draw down on my 401K and taken the hit on early withdrawal. Is there any movement to give some type of tax relief to those of us who are unemployed but who have to pay that penalty?
What should you do if your job doesn't offer any sort of retirement plan?
401Ks? Formal Stock Markets?
Would TIAA-CREF benefit from the dismantling of these investment mechanisms, in the name of free market taking advantage of technological advances and real world lessons learned? Or does it benefit from keeping these constructs in place?
A lot of my friends across many income sectors have gotten their 401ks snipped by their employers no longer matching their contributions. Is this a long-term or even a permanent precedent?
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