Edit this Published in Freakonomics Radio Lottery Loopholes and Deadly Doctors Listen 56 min Queue Download this audio Want to embed this player? Use the code below. More info. <iframe frameborder="0" scrolling="no" height="130" width="100%" src="https://www.wnyc.org/widgets/ondemand_player/wnyc/#file=/audio/json/180171/&share=1"></iframe> Share on Facebook Share on Twitter Email a Friend What do you do when smart people keep making stupid mistakes? And: are we a nation of financial illiterates?