Streams

Health Insurance Premiums and Profits

Wednesday, December 16, 2009

WNYC reporter Fred Mogul discusses efforts by state regulators to control health insurance premiums, and the effect on insurance industry profits.

Guests:

Fred Mogul

Comments [6]

Jaime Viñas from NYc

The health insurance rates for our very small group are going up by 34.86%. This is shocking.

We need reform, and we need it NOW!

Dec. 16 2009 10:49 AM
Marylin from New Jersey

Brian, I wish you would talk about the cost of health care in New Jersey. Everything is more expensive than in New York. I wonder why that is.

Dec. 16 2009 10:46 AM
James from Brooklyn

Most large insurers are large public corporations, and so report profits quarterly. You can go on SEC.gov and look at how much profit these companies take.

Brian - has your guest examined the percentage these companies spend on marketing and administration? It's commonly called the SGA line in financial statements. This is another figure worth examining.

Dec. 16 2009 10:40 AM
Bobby G from East Village

What percent of my premiums go to lobbying and marketing?

Dec. 16 2009 10:40 AM
bob from Brooklyn

Ask how these companies compare to utility companies in the area. There has been discussion (since lost) that health insurance should be viewed like public utilities-monopolies who are regulated by a public trust. Can this parallel be established?

Dec. 16 2009 10:39 AM
Bobby G from East Village

My advice to young people is don't be a freelancer. My Empire Blue Cross Blue Shield premiums have increased more than 50% in the past two years. I expect that to continue, and I'm now considering dropping health insurance all together because I can no longer afford it.

Dec. 16 2009 10:06 AM

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