Michelle Andrews

Michelle Andrews appears in the following:

Ruling May Help Patients Keep More Of The Winnings When They Sue

Wednesday, April 27, 2016

When someone's been hurt and gets cash as part of a legal decision, health plans routinely demand to be reimbursed for medical costs they covered. But a Supreme Court ruling may hinder that strategy.


More Marketplace Health Plans Ease Access To Some Expensive Drugs

Friday, April 22, 2016

Complaints from patient groups and increased regulatory oversight appear to be leading to changes in the way some marketplace health plans cover expensive drugs.


For The Insured But Cash-Strapped, Free Health Clinics Still Have A Place

Tuesday, April 19, 2016

Although many people thought the federal health law would reduce the need for free clinics, low-income people with high deductibles and copays still frequent the clinics for routine care.


Even With Insurance Parity Rules, Counseling May Count As Specialty Care

Tuesday, April 12, 2016

Federal law requires most insurers to provide parity between mental health and medical benefits, but that doesn't necessarily mean that regular counseling will come with a low copayment.


How Patients' Reports On Their Health Can Help Doctors Do A Better Job

Tuesday, April 05, 2016

Doctors and other health providers are slowly adding patients' self-reports to the tests and exams used to make decisions about care.


On The Rise: Workers' Desire For Raises Over Health Benefits

Friday, April 01, 2016

A survey finds that the number of workers who say they would give up some health benefits to get a pay raise has increased to 20 percent from 10 percent in 2012.


Buying Costly Drugs On The Installment Plan: Could It Work?

Monday, March 28, 2016

Two academics suggest that loans financed by the private sector could be one way to help patients cover the cost of expensive, curative pharmaceuticals. Think mortgages.


Feds' Plan To Ease Privacy Rules On Addiction Treatment Spurs Debate

Tuesday, March 22, 2016

Current guidelines require patients to specify who gets information about their care. But advocates of change say that restriction is out of step with the world of electronic medical records.


Seniors Face Higher Drug Costs As Coinsurance Becomes More Common

Friday, March 18, 2016

How coinsurance hurts: If a drug costs $200, a patient may owe 20 percent of the cost, or $40, instead of a flat copayment of $20. The higher the cost of the drug, the bigger the coinsurance bite.


For Divorced Couples, Separate Plans OK To Repay Health Law Tax Credits

Tuesday, March 15, 2016

The Internal Revenue Service will evenly divvy up the amount divorced or legally separated spouses owe if they have to repay an insurance tax credit — unless they agree to a different arrangement.


Guideline Group, Eye Doctors Disagree On Vision Tests For Seniors

Friday, March 11, 2016

The U.S. Preventive Services Task Force says there isn't enough evidence to know whether vision screening given by primary care doctors benefits patients.


Health Care For Seniors Often Goes Beyond Their Desires

Tuesday, March 08, 2016

As people get older, their health care goals may shift from living as long as possible to maintaining a good quality of life: quality over quantity.

In many cases, the medical treatment older people receive often doesn't reflect this change in priorities.

A wide-ranging report from the Dartmouth Atlas ...


Study Finds Most Young Men Aren't Aware Of Emergency Contraception

Friday, February 26, 2016

Less than half of young men have heard of emergency contraception, a recent study found, even though it's available over the counter at drug stores and is effective at preventing pregnancy after sex.

The study, published in the March issue of Journal of Adolescent Health, analyzed survey responses by ...


More Rural Hospitals Are Closing Their Maternity Units

Wednesday, February 24, 2016

A few years ago, when a young woman delivered her baby at Alleghany Memorial Hospital in Sparta, N.C., it was in the middle of a Valentine's Day ice storm and the mountain roads out of town were impassable. The delivery was routine, but the baby girl had trouble breathing because ...


Taxpayers Confused By Late Health Law Forms

Wednesday, February 17, 2016

As the 2015 tax filing season gets underway, tax preparers said a delay in health law tax forms is tripping up some consumers, while others want details about exemptions from increasingly stiff penalties for not having insurance.

Under the law, most people must have health insurance or pay a ...


How 401(k) Withdrawals Can Complicate Health Plan Subsidies

Tuesday, February 09, 2016

There's never a shortage of questions about the twists and turns of health coverage. Here are answers to recent questions from readers about premium tax credit repayments for marketplace plans, out-of-network emergency care and nursing home bills.

While doing my taxes I discovered that I made more money in 2015 ...


Few States Use Health Law Option For Low-Cost Plans

Tuesday, February 02, 2016

In January, more than 350,000 New Yorkers began paying $20 a month or less for comprehensive health insurance with no deductibles and low copayments, for a type of coverage made possible by the federal health law. Minnesota has similar coverage in place through the same option, with more than ...


Do-It-Yourselfers Face Penalties Over Their Cut-Rate Health Insurance

Wednesday, January 27, 2016

Last fall, Shalonda Brown decided she'd had it with paying nearly $1,000 a month for family health, dental and vision plans through her job at an independent lab in Dallas.

Casting about for an alternative, she checked out individual family plans on No dice. The family's income was too ...


Determining A Health Plan's Abortion Coverage Remains A Challenge

Tuesday, January 19, 2016

As the third open enrollment period winds down on the health insurance marketplaces, one thing hasn't changed much since the online exchanges opened: It's still often hard to find out whether a plan covers abortion services.

The health law requires insurers to say one way or the other, and they ...


Switching Between Medicaid, Marketplace Can Confuse Consumers

Tuesday, January 12, 2016

For people whose income changes shift them above or below the Medicaid threshold during the year, navigating their health insurance coverage can be confusing. Ditto for lower income people who live in states that may expand Medicaid this year.

Under the health law, states can expand Medicaid coverage to adults ...