Michelle Andrews appears in the following:
Tuesday, December 10, 2013
After Angelina Jolie announced she has a genetic variant that raises her risk of breast cancer, many women asked their doctors for the test. Insurers will pay for tests only if there's a clear indication that it would help shape medical care. That's often not the case.
Wednesday, December 04, 2013
Among other things, the law prohibits treatment limits and copayments or deductibles that are more restrictive than a health insurance plan's medical coverage. Now regulations make the specifics clearer.
Tuesday, November 05, 2013
People with employer-based health plans won't have to shop for coverage on the exchanges. Still, the federal health law can affect them. As employers adjust plans to meet new requirements, people can expect to see changes in their coverage.
Tuesday, October 29, 2013
Plans offering coverage that lasts 364 days can cost half as much as those that are in force for a year. But the savings may be illusory for people who need care for injuries or illnesses because the coverage can be skimpier.
Tuesday, October 22, 2013
Over the next few months people across the U.S. will have to make decisions about health coverage. The questions about how that it will all work keep coming in, with people seeking details about available plans and the size of the penalties if they don't comply.
Tuesday, September 10, 2013
Insurance plans that carry higher premiums may be a bargain for consumers with costly health conditions. Lower out-of-pocket costs for some patients can offset the higher price of the coverage over the long haul.
Tuesday, September 03, 2013
People are looking for answers to complex health insurance problems. The navigators whose job it is to help are going to have their work cut out for them now that that the Affordable Care Act is moving into high gear.
Friday, August 30, 2013
Almost anyone can buy a plan on the health insurance marketplace, sometimes called an exchange. But tax credits that reduce the premium are only available to people who don't have access to other coverage that meets the law's standards for affordability and adequacy.
Tuesday, August 27, 2013
In October, online health insurance marketplaces, or exchanges, will open for business. As the start date nears, people's questions about the particulars of buying insurance on the exchanges are streaming in.
Tuesday, August 20, 2013
When online health insurance marketplaces for small businesses open this fall, some will offer more plans than are now available. But others will have to wait for at least a year before they have a fuller range of choices.
Tuesday, August 13, 2013
When it comes to health insurance, will the Internal Revenue Service look at where a same-sex married couple lives or where they were married? The decision could affect their health insurance costs.
Tuesday, July 23, 2013
Some states plan to close their high-risk insurance pools in 2014. But new options under the Affordable Care Act are likely to offer lower premiums and lower deductibles, insurance specialists say.
Tuesday, July 16, 2013
The federal health law allows new individual and small group insurance plans to charge smokers up to 50 percent higher premiums in 2014. Will the higher rates persuade smokers to give up the habit?
Wednesday, July 10, 2013
People with lower incomes can get help paying for health insurance through the Affordable Care Act. But buyer beware: the two options, tax credits and subsidies, work differently. People whose income goes up could end up having to pay back some of those tax credits.
Tuesday, July 02, 2013
Although they may not have realized it, students enrolled at some of the country's top colleges lucked out last week when federal guidelines cleared up a situation that would have made them ineligible for subsidized health coverage.
Tuesday, June 25, 2013
The long battle for federal approval of Plan B emergency contraception appears to be over. But broader access to the medicine may not reduce the number of unintended pregnancies by much.
Tuesday, June 18, 2013
You're in luck, if you live in the District of Columbia or one of the 21 states that have put in place specialists to handle questions and complaints private health insurance. Otherwise the maze could prove daunting.
Tuesday, June 11, 2013
The Affordable Care Act sets annual limits on the amount that people will owe out of pocket for prescription drugs starting in 2014. But sick people in some plans won't get relief until the following year because the federal government is giving certain health plans extra time to comply.
Tuesday, May 28, 2013
Inherited mutations of some genes can contribute to breast cancer risk. There are tests for a range of these uncommon mutations, but whether an insurer will pay for them varies, too.
Tuesday, May 21, 2013
Rewards to policyholders for claims that don't meet the annual deductible can be a boon for healthy people. But the approach might not pass the smell test in 2014 when the federal health law bans discriminating against people based on their health status.